Here are some unknown expenses you may encounter as a first time mother that you didnt think about:
1. prenatal vitamins - about 50 bucks a month
2. additional prescriptions - my iron pills for 45 days worth was $35 bucks.
3. Additional doctors visits - co-pay every 4 weeks. Plus things such as dental care. For example, my dentist wants to see me before i give birth again, thats twice in 6 months, which is $200 bucks.
4. birthing classes - lamaze is nearly $200 a class. CPR - $75. Baby Care - $75. Breastfeeding - $65. And yes, i want to take all of them.
5. maternity clothes - you try not to spend money, but you will. i have spent maybe 3 or 400 already and not even halfway there.
6. crib and nursery - a crib is not something to put on the registry due to the time it takes to deliver. between nursery set up, crib, mattress pad, sheets etc. this can cost about $2000.
7. additional baby items you will buy - clothes, burp cloths, bibs, toys, carseats etc. I have already spent a few bucks on things like nursing covers and nursing/breast cream. It was cheap but these things still add up.
8. diapers and wipes - probably about $100 a month.
9. cost of labor and insurance costs - do you want a private room?
10. Maternity leave - this will cost you a percentage of your salary, or your whole salary for the time being.
11. Life insurance and wills - $1000 + but a must-do.
12. banking cord blood? - about $2K-$3K.
It is estimated that a child will cost an additional $30K a year to support.
I'm off to play the lottery!
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